Watch your money grow, quietly, every 48 hours.
Deposit via Bank Transfer, earn 7% every 48 hours, and top up airtime using your bonus — all in one calm, clear dashboard. Minimum deposit ₦8,000.
Regulated & secure
Simple NGN funding
1% airtime bonus
Snapshot
NGNReturn / 48hrs
7%
Min. deposit
₦8,000
Pull funds
After 7 days
Airtime bonus
1% of deposit
Referral bonus
4%
Return / 48hrs
7%
Min. Deposit
₦8,000
Min. Withdrawal
₦1,000
Airtime Bonus
1% of deposit
Next 7% return credits in
Returns credit automatically every 48 hours to every active deposit.
Start in minutes
Simple flows, transparent rules, a calmer way to grow money.
Create your account
Sign up in minutes.
Deposit via Bank Transfer
Fund your wallet in NGN. Minimum deposit is ₦8,000.
Earn 7% every 48hrs
Returns update automatically in your dashboard.
Top up or withdraw
Use your airtime bonus or withdraw to your bank.
A softer kind of fintech
Clear actions, calm design, nothing you need to squint at.
Secure & regulated
Registered to operate Jan 5, 2026 – Jan 5, 2030.
Transparent dashboard
Deposits, returns, top-ups and withdrawals — clearly laid out.
Bank Transfers
Simple funding, designed for local payments.
Airtime bonus on deposits
Top up MTN, Airtel, Glo & 9mobile. Bonus is 1% of your deposit.
Get 1% airtime bonus on every qualifying deposit
Every deposit of ₦8,000 and above earns an automatic airtime bonus worth 1% of your deposit.
Example: deposit ₦8,000 → bonus ₦80.
0%
Return / 48hrs
₦0
Minimum deposit
₦0
Minimum withdrawal
0%
Airtime bonus rate
0%
Referral bonus
Backed by a telecom heritage
Melita began in Malta in June 1992, launching the country's first cable television service, and has since grown into a telecommunications and digital infrastructure company now expanding across African markets including Nigeria.
Regulated Jan 5, 2026 – Jan 5, 2030
My Melita is registered to run its investment programs for this period.
Registered head office
Gasan Centre, Triq il-Merghat, Zone 1, Central Business District, Birkirkara, CBD1020, Malta
Melita Limited
Birkirkara, Malta
Expanding telecommunications and digital infrastructure services into Nigeria and other African markets.
“Everything is straightforward — deposits, returns and withdrawals.”
Tosin A.
Entrepreneur
“It feels calmer than other platforms. Clear numbers, no clutter.”
Chika N.
Freelancer
“Signup was smooth and the dashboard is easy to understand.”
Ibrahim S.
Student
Frequently Asked Questions
Everything you need to know about My Melita.
Ready to start with My Melita?
Create an account, deposit via Bank Transfer, and watch your returns credit every 48 hours.